:root{--ink:#0f1f2e;--muted:#5b6b7a;--line:#dfe6ec;--bg:#f6f8fa;--card:#fff;--navy:#0b2a44;--teal:#0e7c86;--teal2:#e3f3f4;--warn:#fff4e0;--warnink:#8a5a00}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.6 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--teal)}a:hover{color:var(--navy)}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.top{background:var(--navy);color:#fff;position:sticky;top:0;z-index:5}
.bar{display:flex;align-items:center;justify-content:space-between;min-height:62px;gap:16px}
.brand{color:#fff;text-decoration:none;font-weight:700;font-size:18px;display:flex;align-items:center;gap:10px}
.mark{background:var(--teal);border-radius:6px;padding:3px 7px;font-size:13px;letter-spacing:.5px}
.top nav{display:flex;gap:4px;flex-wrap:wrap}.top nav a{color:#cfe0ee;text-decoration:none;padding:8px 12px;border-radius:6px;font-size:15px}
.top nav a:hover,.top nav a.active{background:rgba(255,255,255,.12);color:#fff}
.menu{display:none;background:none;border:1px solid #47657f;color:#fff;border-radius:6px;padding:6px 12px;font:inherit}
main.wrap{padding-top:32px;padding-bottom:56px}
h1{font-size:34px;line-height:1.2;margin:.2em 0 .4em;letter-spacing:-.4px}h2{font-size:22px;margin:1.4em 0 .5em}
.lede{font-size:18px;color:#33475a;max-width:760px}.muted{color:var(--muted)}.small{font-size:14px}
.eyebrow{text-transform:uppercase;letter-spacing:1px;font-size:13px;font-weight:700;color:var(--teal);margin:0}
.hero{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:40px;margin-bottom:28px}
.hero h1{font-size:40px;max-width:820px}
.signup{margin-top:22px;max-width:560px}.signup label{font-weight:700;display:block;margin-bottom:6px}
.row{display:flex;gap:8px}.row input{flex:1}
input,select,textarea{font:inherit;padding:10px 12px;border:1px solid #c6d2dc;border-radius:8px;background:#fff;color:var(--ink);width:100%}
button,.btn{font:inherit;font-weight:600;background:var(--teal);color:#fff;border:0;border-radius:8px;padding:10px 18px;cursor:pointer;text-decoration:none;display:inline-block}
button:disabled,input:disabled,select:disabled,textarea:disabled{opacity:.6;cursor:not-allowed}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.tile{display:block;background:var(--card);border:1px solid var(--line);border-radius:12px;padding:22px;text-decoration:none;color:var(--ink);transition:border-color .15s}
.tile:hover{border-color:var(--teal)}.tile h2{margin-top:0;font-size:20px;color:var(--navy)}
.note{background:var(--teal2);border-radius:10px;padding:14px 18px;margin:20px 0}
.note h2{margin-top:6px}
.filters{display:grid;grid-template-columns:2fr 1.4fr 1.2fr 1.1fr auto auto;gap:10px;align-items:center;background:var(--card);border:1px solid var(--line);border-radius:12px;padding:14px;position:sticky;top:70px;z-index:3}
.chk{display:flex;gap:6px;align-items:center;white-space:nowrap;font-size:15px}.chk input{width:auto}
#reset{background:#e9eef2;color:var(--ink)}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(320px,1fr));gap:16px;margin-top:14px}
.vcard{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:18px}
.vcard h3{margin:0;font-size:19px}.vcard h3 a{text-decoration:none;color:var(--navy)}.vcard p{margin:.45em 0}
.tags{display:flex;flex-wrap:wrap;gap:6px;margin:8px 0}.tag{font-size:12px;background:#eef2f5;border-radius:999px;padding:2px 9px;color:#3b4d5e}
.pill{display:inline-block;font-size:12px;font-weight:700;border-radius:999px;padding:2px 10px;margin-right:6px}
.p-yes{background:#e2f5e9;color:#1b6b3a}.p-no{background:#eef2f5;color:#4a5a69}.p-lender{background:#ece8fb;color:#4b3a8f}.p-unknown{background:var(--warn);color:var(--warnink)}.p-ai{background:var(--teal2);color:var(--teal)}
.crumb{font-size:14px;color:var(--muted)}
.pricebox{background:var(--card);border:1px solid var(--line);border-left:5px solid #9fb2c2;border-radius:10px;padding:16px 20px;margin:20px 0;max-width:820px}
.pricebox.p-yes{border-left-color:#2f9a59;background:#fff;color:var(--ink)}.pricebox.p-no,.pricebox.p-lender,.pricebox.p-unknown{color:var(--ink);background:#fff}
.pricebox h2{margin:0 0 6px;font-size:16px;text-transform:uppercase;letter-spacing:.6px;color:var(--muted)}.big{font-size:18px;font-weight:600;margin:0 0 6px}
.facts{border-collapse:collapse;width:100%;max-width:820px;background:var(--card);border:1px solid var(--line);border-radius:10px;overflow:hidden}
.facts th,.facts td{text-align:left;vertical-align:top;padding:12px 16px;border-bottom:1px solid var(--line)}.facts th{width:200px;color:var(--muted);font-weight:600;font-size:14px}
.facts td a{word-break:break-all;margin-right:10px}
.tablewrap{overflow-x:auto;background:var(--card);border:1px solid var(--line);border-radius:12px}
.ptable{border-collapse:collapse;width:100%;min-width:760px}.ptable th,.ptable td{text-align:left;vertical-align:top;padding:12px 14px;border-bottom:1px solid var(--line)}
.ptable thead th{background:#eef2f5;font-size:13px;text-transform:uppercase;letter-spacing:.5px;color:var(--muted)}
.ptable td a{word-break:break-all}
.prose{max-width:740px;background:var(--card);border:1px solid var(--line);border-radius:12px;padding:28px 34px}
.prose h2{font-size:21px}.prose li{margin:.3em 0}.prose a{word-break:break-word}
.facts-list li{margin:.6em 0;max-width:780px}.src{font-size:13px;margin-left:4px}
.vlist{columns:2;max-width:640px}
.issues{list-style:none;padding:0}.issues li{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:16px 20px;margin:12px 0;max-width:740px}
.form{max-width:620px;background:var(--card);border:1px solid var(--line);border-radius:12px;padding:24px}
.form fieldset{border:0;padding:0;margin:0}.form label{display:block;font-weight:600;margin-bottom:14px}.form label input,.form label select,.form label textarea{margin-top:6px;font-weight:400}
.foot{border-top:1px solid var(--line);background:#fff;padding:22px 0;font-size:14px;color:var(--muted)}
@media (max-width:900px){.grid3{grid-template-columns:1fr}.filters{grid-template-columns:1fr 1fr;position:static}.filters #q{grid-column:1/-1}
.hero{padding:26px}.hero h1{font-size:30px}h1{font-size:28px}.vlist{columns:1}.facts th{width:120px}}
@media (max-width:720px){.menu{display:block}.top nav{display:none;position:absolute;top:62px;left:0;right:0;background:var(--navy);flex-direction:column;padding:8px 12px 14px}
body.open .top nav{display:flex}.row{flex-direction:column}.prose{padding:20px}}
.facts td a.cl{margin-right:0}
main.wrap{padding-top:32px;padding-bottom:56px}
.consent{display:flex;gap:8px;align-items:flex-start;font-size:14px;color:#33475a;margin:10px 0;font-weight:400}.consent input{width:auto;margin-top:4px}
.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}
.formmsg{min-height:1.2em;margin:8px 0 0;font-weight:600}.formmsg.ok{color:#1b6b3a}.formmsg.err{color:#a3261b}
.cf-turnstile{margin:8px 0}
button:disabled{opacity:.6;cursor:wait}
.form>label{display:block;font-weight:600;margin-bottom:14px}.form>label input,.form>label select,.form>label textarea{margin-top:6px;font-weight:400}
.facts td a.cl{margin-right:0}
